Frankfort, KY Car Accident Lawyer

Being involved in a car accident in Frankfort, KY, can be overwhelming, especially if you are left dealing with injuries, vehicle damage, and insurance complications. A Frankfort car accident lawyer can help you take the right steps to secure compensation for your losses. From investigating the accident to negotiating with insurers, having experienced legal representation ensures that your rights are protected and that you receive fair compensation for medical bills, lost income, and other damages.

What Evidence Should I Gather After a Car Accident?

After a car accident, gathering evidence is crucial for supporting your claim. Here are the key pieces of evidence to collect at the scene:

  • Photos and Videos: Take clear pictures and videos of:
    • The vehicles involved (damage, positions, etc.).
    • The accident scene (skid marks, road conditions, traffic signs, etc.).
    • Any visible injuries sustained.
  • Contact Information: Collect the following from all parties involved:
    • Names, phone numbers, addresses, and driver’s license numbers.
    • Insurance details for all drivers.
  • Witness Statements: If there are witnesses, gather their contact information and ask them for a brief description of what they saw. Witness testimony can be critical for proving fault.
  • Police Report: Call the police and ensure an official accident report is filed. This report often includes important details about the accident and can be used as evidence.
  • Medical Records: If you are injured, seek medical attention immediately and keep all medical documentation, including diagnosis, treatments, and bills. These records are essential for proving the extent of your injuries.

Can I Still Recover Compensation if I Was Partially At Fault?

Yes, under Kentucky’s pure comparative fault rule, you can still recover compensation even if you were partially at fault for the accident. However, the amount you can recover will be reduced by your percentage of fault. For example, if you were found to be 20% at fault for the accident and your total damages were $10,000, you would be able to recover 80% of that amount, or $8,000.

Even if you were primarily at fault, you may still recover some compensation, though it will be significantly reduced. This is why it’s crucial to have an attorney on your side to minimize your assigned fault and maximize your compensation.

No-Fault Insurance and PIP Limits

Kentucky is a no-fault state, meaning that your own insurance (through Personal Injury Protection, or PIP coverage) will cover your initial medical expenses and lost wages, regardless of who caused the accident. Kentucky law requires drivers to carry at least $10,000 in PIP coverage. You can step outside the no-fault system and file a lawsuit against the at-fault driver if your injuries are serious or exceed PIP limits.

Kentucky Statute of Limitations

In Kentucky, the statute of limitations for car accident claims is two years. This means you generally have two years from the date of the accident to file a lawsuit for personal injury or property damage. However, if you are filing a claim under your Personal Injury Protection (PIP) coverage, the two-year period begins from the date of the last PIP payment, rather than the date of the accident. Missing this deadline could prevent you from recovering compensation, so it’s essential to consult an attorney as soon as possible.

How Much Does it Cost to Hire a Car Accident Attorney?

Most car accident attorneys work on a contingency fee basis, meaning there are no upfront costs. You only pay the attorney if they successfully recover compensation for you. The fee is typically a percentage (usually around 25-40%) of the settlement or award. This structure ensures that legal representation is accessible to everyone, regardless of financial situation.

Don’t Wait!

Unsure what to do after a car accident? Meinhart & Manning’s personal injury attorneys are here to help you understand your options. Schedule a free consultation today by calling (877) 776-1219 or using our quick online form. We’ll guide you through the next steps so you can focus on recovery.