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Understanding PIP Insurance in KY

Posted on Jul. 14 2015 in Car Accident Information

Kentucky motorist are required to maintain specific levels of automobile insurance. Many drivers are confused about the “no fault’ or PIP insurance policies followed by the Commonwealth of Kentucky. We will attempt to clear up some of the confusion here in regards to car accident injury claims with PIP insurance. If you’re looking for information on auto insurance laws and requirements, as well as information on how to submit a car accident injury claim in Kentucky, visit our Louisville car accident attorney page. What is PIP Insurance in Louisville? Personal injury protection or “no fault” insurance means if you are involved in a car accident regardless of fault your claim
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Texting and Driving Statistics in KY

Posted on Jun. 16 2015 in Car Accident Information

The National Highway Traffic Safety Administration states that in 2013, 10 percent of all fatal crashes, 18 percent of injury crashes, and 16 percent of all motor vehicle crashes were distraction-affected crashes. That said, vehicle crashes that involve distracted drivers are on the decline. In 2013, there were 3,154 fatalities caused by distracted drivers. This is a decrease of nearly 7 percent when compared to the fatalities recorded in 2012. However, there was a slight increase (0.7 percent) in the number of people injured due to distracted drivers. In 2015, the state of Kentucky experienced more than 53,500 crashes, which resulted in 169 fatalities and in excess of 14,000 injuries. All
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Whiplash Injury Symptoms and Treatment

Posted on Jun. 11 2015 in Car Accident Information

When something causes a rapid and forceful back-and-forth movement of the neck, whiplash can occur. This motion has the ability to injure the disks, bones, muscles, ligaments, and tissues of the neck. Although the majority of people suffering from a whiplash injury will recover within a few months, about 25 percent will not. These individuals suffer disability and have long-term pain that can last years. According to scientists at Northwestern University, within the first two weeks of a whiplash injury, special Magnetic Resonance Imaging (MRI) allows the scientists to determine which patients will develop chronic pain, post-traumatic stress disorder (PTSD), and disability. Unusual muscular changes involving large amounts of fat
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GM Ignition Switch Recall Spawns Lawsuits

Posted on Mar. 24 2015 in Car Accident Information

There’s a truism among engineers: “The more complex the machine, the more likely it is to have unexpected failures.” This is certainly true for the ignition switches on automobiles. These complex little machines contain dozens of parts with tight tolerances and control multiple functions. They aren’t simply on/off electrical switches. The simple act of turning your car key engages the electrical system, several computer modules, the car’s security system, and, critically, the air bags. The opportunity for a design flaw is obvious. The alleged defect As early as 2004, problems were noted with the ignition switches on the Cobalt. In an NPR story, Scott Oldham of Edmunds says he noticed
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What is a Demand Letter?

Posted on Jan. 20 2015 in Car Accident Information

It is scary how quickly lives can be changed forever by a Louisville auto accident.  Someone who dies in an auto crash may have family likely able make a wrongful death claim against the insurance companies for the fault of responsible parties. Defendants in a car accident may try to defend by saying that the person who died assumed some risk or contributed to the injuries. Resolving a car accident claim may take several months and sometimes years.  A claim usually begins with a demand letter to the responsible parties’ insurance companies or the responsible parties themselves.  Usually a demand letter cannot be written until all the damages such as
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Child Safety Seats and Passenger Safety

Posted on May. 22 2014 in Car Accident Information

Kentucky Transportation Cabinet advises on child passenger safety by giving National Highway Traffic Safety Administration statistics on the injuries that may occur when a child is not safely belted or seated in a car. Child Safety Seats Not Installed Properly According to the statistics, over 90 % of child safety seats in the United States are installed incorrectly. When used properly, child safety seats are 71 % effective in reducing infant fatalities, 67 % effective in reducing the need for hospitalization, and 54 % effective in reducing fatalities for children ages 1 to 4. Kentucky has a booster seat law.  Senate Bill 120 requires children younger than 7 and between
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Jury Awards Man Injured by Commercial Truck More than $12 Million

Posted on May. 21 2014 in Car Accident Information

Marlin Michael Bradway arrived at the Birds Eye facility in Walworth County, Wisconsin Feb. 6, 2009. Birds Eye Foods is a company that has product lines encompassing, fruits, vegetables, canned meals and snacks. The company markets its products to food retail stores nationwide. Bradway was not an employee of Birds Eye per se, but worked for a company that Birds Eye hired to service their loading docks. Bradway Arrives at Birds Eye Facility Upon his arrival, Bradway observed a Frozen Food Express trailer and truck parked at one of the loading docks that he was hired to inspect. Prior to beginning his inspection, Bradway ensured that the trailer and truck
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Louisville’s Most Dangerous Roads for Drivers 2013

Posted on Mar. 26 2014 in Car Accident Information

There are several dangerous roads in the greater Louisville area. If you have to travel around the city, attempt to plan your trips around these nasty stretches of road. Your safety and the safety of your family are well worth taking the long way,  adding a few minutes to your travel time, and avoiding a potential car accident. Before you head out again, keep the following dangerous Louisville roads in mind when mapping your route. Highway 60, also known as Dixie Highway: This is one of the most dangerous stretches of road in the entire State of Kentucky, but the area of Highway 60 that runs through Louisville, called Dixie
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Restitution After an Auto Accident Case

Posted on Dec. 31 2013 in Car Accident Information

An auto accident can be overwhelming, especially if you or your loved ones were injured as a result of the accident. There are many things that need to be handled in the aftermath. A police report must be filed, your insurance company must be contacted and you must find another vehicle to drive, either on a short-term basis while your car is being repaired, or on a permanent basis if your original vehicle is totaled. You also must seek medical care after the accident, and file claims with your medical insurance company. Not to mention your daily commitments, such as home, family and your job. Types of Restitution In addition
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Louisville Emergency Vehicle Accidents

Posted on Dec. 18 2013 in Car Accident Information

Accidents are an unfortunate problem that continues to cause a variety of injuries and fatalities each year. The United States Census Bureau reports that nearly 11 million accidents occur on average each year, though the exact figure differs each year. When you are in an accident with an emergency vehicle, the situation may seem complicated by the fact that the vehicle is designed for emergencies. Depending on the situation, you may want to work with an Louisville car accident attorney to determine what action is possible and if you can take your case to court. Evaluate the Situation Before you take any action, consider the situation and the cause of
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